Cowan has 3 vehicles available for investing in retirement.
403(b) - All Cowan employees are eligible to contribute a portion of their salary into a 403(b) plan. the 403(b) is a retirement plan that is pretaxed until retirement (tax deferred). Cowan has 3 vendors that may be used through Payroll Deduction.
American Fidelity Austin Weaver [email protected]
765-438-8652
MetLife Andrea Whitican awhitican@onetoonefa.com
317-819-7352
Cetera Investors Ted Gautier [email protected]
(previously Foresters) 317-842-8488 Ext. 403
401(a) - Certified Staff have 1.5% of base incomes paid BY COWAN into a 401(a) plan through MetLife. It is important to note that there is a 6 year VESTING period. Failing to work for Cowan for 6 years, could result in forfeiting your 401(a) account.
MetLife Andrea Whitican awhitican@onetoonefa.com
317-819-7352
CLICK HERE TO LOGIN TO METLIFE IN A NEW WINDOW.
CLICK HERE TO SEE A CURRENT MONTHLY FUND PERFORMANCE REPORT
CLICK HERE TO SET UP YOUR MET LIFE ACCOUNT
VEBA - Certified Staff have 1.5% of base income paid BY Cowan into a Voluntary Employees' Beneficiary Association through Security Benefits. The funds can be used during retirement for medical expenses and in some cases medical premiums. The same vesting period as the 401(a) applies.
Security Benefits Lesta Andersen [email protected]
Phone: 765-274-5545
CLICK HERE TO LOGIN TO YOUR VEBA VIA EMJAY
There may be some differences in how VEBA money can be spent. Money contributed to
Security Benefits may be spent differently than money contributed to ISTA Financial Services.